As you approach retirement, careful management of your savings and investments becomes increasingly vital. Increases in life expectancy, shifts in demographics, and increased economic uncertainty mean planning the distribution phase of your financial strategy is harder than ever before.
The goal is to aim towards your assets to last a lifetime, and preferably beyond, so that you can enjoy a full and happy retirement, while remaining confident in your finances. Planning this without professional help is not easy.
Prepare For Your Future With the Pence Distribution-Focused Strategy
Distribution-Focused Strategies, or DFS, are saving plans that are designed with the goal to provide long-term cash flow and a confident retirement. We work with each of our clients to create a unique strategy that is tailored to their specific requirements, taking into account their attitude to risk, future plans, tax consequences, and tax flow requirements. Typically, the objective is to create a strategy that:
Provides a cash flow for your retirement.
Preserve your principal by utilizing income (including dividends, interest, and capital gains distributions) where possible.
Manages your cash flow efficiently to reduce your tax consequences.
Enables you to pass on assets on to your heirs.
Often, providing cash flow is not possible while relying on income alone, and when this is the case, a part of your principal will need to be sold. When this happens, we do so strategically, first selling assets that are over-weighted or with capital losses to ensure your long-term capital gains remain in place.
Find Out More About Distribution-Focused Portfolios Today
Our team can help you pursue a fulfilling, confident retirement by building a distribution-focused portfolio that provides long-term security. To get started, fill out the form below or call us today on 800.731.3623.
All investing involves risk including loss of principal. No strategy assures success or protects against loss.
INVESTMENT MANAGEMENT SERVICES
Explore our comprehensive investment management services that fit your unique needs and financial objectives.
We put significant fundamental research work to choose the right investment opportunities for our clients.
At any time, you can review your portfolio, request changes, or get more involved with how your funds are managed.
By working with Pence Wealth Management, you can address that your assets allocation is working for you, not against you.
We will work towards your portfolio in being properly diversified, enabling your portfolio to pursue growth
We’ll regularly revisit your risk assessment with you to check that our current strategy still addresses your objectives & plan
Our team will take a deep dive into your investments to help you reduce the taxes you pay on your assets.
Request An Appointment
At Pence Wealth, we believe that good financial decisions don’t have to be confusing.
If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, please do not hesitate to contact us.
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