Retirement means something different to each person. Not having to worry means not only having plenty of money when you retire but also being secure 20 or more years in the future. Every client has a different vision of what life will be like in the future. While we focus on that vision, we also have to see it clearly, objectively. Each person has different challenges. If you have children to send to school, or greater medical needs, your personal inflation rate might be very different than the standard increase in the CPI. Tax considerations could change dramatically. Are these considered by your current plan? What if things don’t go as planned? What if the world changes, tragedy strikes, or health care concerns come faster than expected? If your plan does not take a hard look at contingencies, please call us.
We ask the tough questions. We not only look at the financial risk, but the life style risk as well. With over 30 years of experience, we have seen clients through life altering changes. Being familiar with those challenges helps us keep you ready for them, should they arise.
- Defined Contribution Plans
- Defined Benefit Plans
- Executive Compensation
Investment analysis and management for individuals and entities that focuses on strategic economic analysis, investment selection, and tactical execution of transactions. Services and Analyses provided through online delivery of daily blogs and quarterly newsletters available to all investors.
The analysis and process are proprietary based upon a keen understanding of human behavior and how it drives demand, and corporate behavior and how it delivers supply.
- Discretionary Client Portfolio Management
- Asset Allocation
- Risk Assessment
- Investment Tax Consequences
- Income and Distribution Focused Portfolios
Investing involves risk including potential loss of principal. No strategy ensures success or protects against a loss.
- 529 Plans
- Asset Protection
- Long-Term Care
- Business Succession Plans
- Will Review
- Intergenerational Wealth
- Charitable Giving
- Family Limited Partnerships
- Healthcare Real Estate Investment Trust
- Business Development Company Real Estate Investment Trust
- Structured Products
- Private Equity Funds
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
1 LPL Financial Representatives offer access to Trust Services through the Private Trust Company N.A., an affiliate of LPL Financial.